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Dhanlaxmi Bank · Kottayam

DLXB0000048: Dhanlaxmi Bank, Vaikom

IFSC code DLXB0000048 belongs to the Vaikom branch of Dhanlaxmi Bank in Kottayam, Kerala. Its MICR code is 686048602.

IFSC
DLXB0000048
MICR
686048602
Bank
Dhanlaxmi Bank
Branch
Vaikom
District
Kottayam
State
Kerala
Phone
+919287276764

Branch address

Dhanlaxmi Bank
P.B.No 1 Vaikom Kottayam Kerala

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

DLXB is Dhanlaxmi Bank's bank code, the fifth character 0 is kept for future use, and 000048 is the code of the Vaikom branch. In the MICR code 686048602, 686 is the city, 048 the bank and 602 the branch.

Other Dhanlaxmi Bank branches in Kottayam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Dhanlaxmi Bank's Vaikom branch (Kottayam, Kerala) is DLXB0000048.

  2. 686048602. MICR is printed at the bottom of the branch's cheques.

  3. P.B.No 1 Vaikom Kottayam Kerala

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC DLXB0000048 with the beneficiary's account number.

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