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Dhanlaxmi Bank · Kottayam

DLXB0000047: Dhanlaxmi Bank, Changanacherry

IFSC code DLXB0000047 belongs to the Changanacherry branch of Dhanlaxmi Bank in Kottayam, Kerala. Its MICR code is 686048052.

IFSC
DLXB0000047
MICR
686048052
Bank
Dhanlaxmi Bank
Branch
Changanacherry
District
Kottayam
State
Kerala
Phone
+914816452343

Branch address

Dhanlaxmi Bank
P.B.No 2 Kavalam Bldg., S.B College Road Changanacherry, Kottayam

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

DLXB is Dhanlaxmi Bank's bank code, the fifth character 0 is kept for future use, and 000047 is the code of the Changanacherry branch. In the MICR code 686048052, 686 is the city, 048 the bank and 052 the branch.

Other Dhanlaxmi Bank branches in Kottayam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Dhanlaxmi Bank's Changanacherry branch (Kottayam, Kerala) is DLXB0000047.

  2. 686048052. MICR is printed at the bottom of the branch's cheques.

  3. P.B.No 2 Kavalam Bldg., S.B College Road Changanacherry, Kottayam

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC DLXB0000047 with the beneficiary's account number.

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