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Bank of India · Ramgarh

BKID0005964: Bank of India, Saram

IFSC code BKID0005964 belongs to the Saram branch of Bank of India in Ramgarh, Jharkhand. Its MICR code is 829013516.

IFSC
BKID0005964
MICR
829013516
Bank
Bank of India
Branch
Saram
District
Ramgarh
State
Jharkhand
Phone
+919631139643

Branch address

Bank of India
At Saram PO Saram Dist Ramgarhjharkhand 829110

Open in a map · Pincode 829110: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 005964 is the code of the Saram branch. In the MICR code 829013516, 829 is the city, 013 the bank and 516 the branch.

Other Bank of India branches in Ramgarh

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Saram branch (Ramgarh, Jharkhand) is BKID0005964.

  2. 829013516. MICR is printed at the bottom of the branch's cheques.

  3. At Saram PO Saram Dist Ramgarhjharkhand 829110

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0005964 with the beneficiary's account number.

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