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Bank of India · Ramgarh

BKID0005886: Bank of India, Karma

IFSC code BKID0005886 belongs to the Karma branch of Bank of India in Ramgarh, Jharkhand. Its MICR code is 829013514.

IFSC
BKID0005886
MICR
829013514
Bank
Bank of India
Branch
Karma
District
Ramgarh
State
Jharkhand
Phone
+919005796218

Branch address

Bank of India
Vill Post Karma Via Marardistt Ramgarh Cantt

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 005886 is the code of the Karma branch. In the MICR code 829013514, 829 is the city, 013 the bank and 514 the branch.

Other Bank of India branches in Ramgarh

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Karma branch (Ramgarh, Jharkhand) is BKID0005886.

  2. 829013514. MICR is printed at the bottom of the branch's cheques.

  3. Vill Post Karma Via Marardistt Ramgarh Cantt

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0005886 with the beneficiary's account number.

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