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Bank of India · Begusarai

BKID0005840: Bank of India, Ballia Bazar

IFSC code BKID0005840 belongs to the Ballia Bazar branch of Bank of India in Begusarai, Bihar. Its MICR code is 851013601.

IFSC
BKID0005840
MICR
851013601
Bank
Bank of India
Branch
Ballia Bazar
District
Begusarai
State
Bihar
Phone
+917283233137

Branch address

Bank of India
At Ballia Nazar PO Lakhminiadist Begusarai

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 005840 is the code of the Ballia Bazar branch. In the MICR code 851013601, 851 is the city, 013 the bank and 601 the branch.

Other Bank of India branches in Begusarai

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Ballia Bazar branch (Begusarai, Bihar) is BKID0005840.

  2. 851013601. MICR is printed at the bottom of the branch's cheques.

  3. At Ballia Nazar PO Lakhminiadist Begusarai

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0005840 with the beneficiary's account number.

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