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Bank of India · Begusarai

BKID0004590: Bank of India, Rafiganj

IFSC code BKID0004590 belongs to the Rafiganj branch of Bank of India in Begusarai, Bihar. Its MICR code is 824013501.

IFSC
BKID0004590
MICR
824013501
Bank
Bank of India
Branch
Rafiganj
District
Begusarai
State
Bihar
Phone
+916327250835

Branch address

Bank of India
At P O Rafiganj Post Office Roadrafiganj Dist Aurangabad

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004590 is the code of the Rafiganj branch. In the MICR code 824013501, 824 is the city, 013 the bank and 501 the branch.

Other Bank of India branches in Begusarai

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Rafiganj branch (Begusarai, Bihar) is BKID0004590.

  2. 824013501. MICR is printed at the bottom of the branch's cheques.

  3. At P O Rafiganj Post Office Roadrafiganj Dist Aurangabad

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004590 with the beneficiary's account number.

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