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Bank of India · Giridih

BKID0004889: Bank of India, Dwarpahari

IFSC code BKID0004889 belongs to the Dwarpahari branch of Bank of India in Giridih, Jharkhand. Its MICR code is 815013507.

IFSC
BKID0004889
MICR
815013507
Bank
Bank of India
Branch
Dwarpahari
District
Giridih
State
Jharkhand
Phone
+916532238250

Branch address

Bank of India
P O Dwarpaharidistrict Giridih

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004889 is the code of the Dwarpahari branch. In the MICR code 815013507, 815 is the city, 013 the bank and 507 the branch.

Other Bank of India branches in Giridih

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Dwarpahari branch (Giridih, Jharkhand) is BKID0004889.

  2. 815013507. MICR is printed at the bottom of the branch's cheques.

  3. P O Dwarpaharidistrict Giridih

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004889 with the beneficiary's account number.

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