Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Bank of India · Giridih

BKID0004801: Bank of India, Giridih

IFSC code BKID0004801 belongs to the Giridih branch of Bank of India in Giridih, Jharkhand. Its MICR code is 815013002.

IFSC
BKID0004801
MICR
815013002
Bank
Bank of India
Branch
Giridih
District
Giridih
State
Jharkhand
Phone
+916532222416

Branch address

Bank of India
Katchery Road Giridihdist Giridih

Open in a map

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004801 is the code of the Giridih branch. In the MICR code 815013002, 815 is the city, 013 the bank and 002 the branch.

Other Bank of India branches in Giridih

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Bank of India's Giridih branch (Giridih, Jharkhand) is BKID0004801.

  2. 815013002. MICR is printed at the bottom of the branch's cheques.

  3. Katchery Road Giridihdist Giridih

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004801 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation