BKID0004032: Bank of India, Free School Street
IFSC code BKID0004032 belongs to the Free School Street branch of Bank of India in Kolkata, West Bengal. Its MICR code is 700013020.
- IFSC
- BKID0004032
- MICR
- 700013020
- Bank
- Bank of India
- Branch
- Free School Street
- District
- Kolkata
- State
- West Bengal
- Phone
- +912217299346
Branch address
Bank of India
41free School Streetkolkata 700 016
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004032 is the code of the Free School Street branch. In the MICR code 700013020, 700 is the city, 013 the bank and 020 the branch.
Other Bank of India branches in Kolkata
All 88 Bank of India branches in Kolkata
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Free School Street branch (Kolkata, West Bengal) is BKID0004032.
700013020. MICR is printed at the bottom of the branch's cheques.
41free School Streetkolkata 700 016
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004032 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

