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Bank of India · Kolkata

BKID0004008: Bank of India, Garden Reach

IFSC code BKID0004008 belongs to the Garden Reach branch of Bank of India in Kolkata, West Bengal. Its MICR code is 700013022.

IFSC
BKID0004008
MICR
700013022
Bank
Bank of India
Branch
Garden Reach
District
Kolkata
State
West Bengal
Phone
+912469692218

Branch address

Bank of India
J 207 Paharpur Roadgarden Reach

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004008 is the code of the Garden Reach branch. In the MICR code 700013022, 700 is the city, 013 the bank and 022 the branch.

Other Bank of India branches in Kolkata

All 88 Bank of India branches in Kolkata

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Garden Reach branch (Kolkata, West Bengal) is BKID0004008.

  2. 700013022. MICR is printed at the bottom of the branch's cheques.

  3. J 207 Paharpur Roadgarden Reach

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004008 with the beneficiary's account number.

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