BKID0001405: Bank of India, Sakharpa
IFSC code BKID0001405 belongs to the Sakharpa branch of Bank of India in Ratnagiri, Maharashtra. Its MICR code is 415013526.
- IFSC
- BKID0001405
- MICR
- 415013526
- Bank
- Bank of India
- Branch
- Sakharpa
- District
- Ratnagiri
- State
- Maharashtra
- Phone
- +912354248222
Branch address
Bank of India
Sno 235 A1 Hissa No 3 Kolhapur Ratnagiriroadsakharpa Dist Ratnagiri
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 001405 is the code of the Sakharpa branch. In the MICR code 415013526, 415 is the city, 013 the bank and 526 the branch.
Other Bank of India branches in Ratnagiri
All 61 Bank of India branches in Ratnagiri
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Sakharpa branch (Ratnagiri, Maharashtra) is BKID0001405.
415013526. MICR is printed at the bottom of the branch's cheques.
Sno 235 A1 Hissa No 3 Kolhapur Ratnagiriroadsakharpa Dist Ratnagiri
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0001405 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

