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Bank of India · Ratnagiri

BKID0001401: Bank of India, Guhagar

IFSC code BKID0001401 belongs to the Guhagar branch of Bank of India in Ratnagiri, Maharashtra. Its MICR code is 415013525.

IFSC
BKID0001401
MICR
415013525
Bank
Bank of India
Branch
Guhagar
District
Ratnagiri
State
Maharashtra
Phone
+912359240534

Branch address

Bank of India
Grampanchayat Bldg House No97khalacha Pat Guhagardist Ratnagiri

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 001401 is the code of the Guhagar branch. In the MICR code 415013525, 415 is the city, 013 the bank and 525 the branch.

Other Bank of India branches in Ratnagiri

All 61 Bank of India branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Guhagar branch (Ratnagiri, Maharashtra) is BKID0001401.

  2. 415013525. MICR is printed at the bottom of the branch's cheques.

  3. Grampanchayat Bldg House No97khalacha Pat Guhagardist Ratnagiri

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0001401 with the beneficiary's account number.

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