BCBM0000074: Bharat Co-operative Bank, Ambernath East
IFSC code BCBM0000074 belongs to the Ambernath East branch of Bharat Co-operative Bank in Thane, Maharashtra. Its MICR code is 400112053.
- IFSC
- BCBM0000074
- MICR
- 400112053
- Branch
- Ambernath East
- District
- Thane
- State
- Maharashtra
- Phone
- +912261890000
Branch address
Bharat Co-operative Bank
Shop No.4 and 5, Godavari Heights, Near Datta Mandir, Bajiprabhu Deshpande Road, Vadavli, Ambernath East, Dist-Thane 421501
Open in a map · Pincode 421501: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BCBM is Bharat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000074 is the code of the Ambernath East branch. In the MICR code 400112053, 400 is the city, 112 the bank and 053 the branch.
Other Bharat Co-operative Bank branches in Thane
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bharat Co-operative Bank's Ambernath East branch (Thane, Maharashtra) is BCBM0000074.
400112053. MICR is printed at the bottom of the branch's cheques.
Shop No.4 and 5, Godavari Heights, Near Datta Mandir, Bajiprabhu Deshpande Road, Vadavli, Ambernath East, Dist-Thane 421501
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BCBM0000074 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

