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Bharat Co-operative Bank · Thane

BCBM0000048: Bharat Co-operative Bank, Kalwa

IFSC code BCBM0000048 belongs to the Kalwa branch of Bharat Co-operative Bank in Thane, Maharashtra. Its MICR code is 400112036.

IFSC
BCBM0000048
MICR
400112036
Bank
Bharat Co-operative Bank
Branch
Kalwa
District
Thane
State
Maharashtra
Phone
+912225366238

Branch address

Bharat Co-operative Bank
GR. Floor, Kaveri Heights, Old Bombay Pune Road, Kharegaon, Kalwa (West), Thane 400605

Open in a map · Pincode 400605: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BCBM is Bharat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000048 is the code of the Kalwa branch. In the MICR code 400112036, 400 is the city, 112 the bank and 036 the branch.

Other Bharat Co-operative Bank branches in Thane

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bharat Co-operative Bank's Kalwa branch (Thane, Maharashtra) is BCBM0000048.

  2. 400112036. MICR is printed at the bottom of the branch's cheques.

  3. GR. Floor, Kaveri Heights, Old Bombay Pune Road, Kharegaon, Kalwa (West), Thane 400605

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BCBM0000048 with the beneficiary's account number.

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