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Bank of Baroda · Kapurthala

BARB0VJPHAG: Bank of Baroda, Phagwara

IFSC code BARB0VJPHAG belongs to the Phagwara branch of Bank of Baroda in Kapurthala, Punjab. Its MICR code is 144012207.

IFSC
BARB0VJPHAG
MICR
144012207
Bank
Bank of Baroda
Branch
Phagwara
District
Kapurthala
State
Punjab

Branch address

Bank of Baroda
Central Town Chowk , Phagwara , Kapurthala Dist , Phagwara , 144401

Open in a map · Pincode 144401: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BARB is Bank of Baroda's bank code, the fifth character 0 is kept for future use, and VJPHAG is the code of the Phagwara branch. In the MICR code 144012207, 144 is the city, 012 the bank and 207 the branch.

Other Bank of Baroda branches in Kapurthala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of Baroda's Phagwara branch (Kapurthala, Punjab) is BARB0VJPHAG.

  2. 144012207. MICR is printed at the bottom of the branch's cheques.

  3. Central Town Chowk , Phagwara , Kapurthala Dist , Phagwara , 144401

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BARB0VJPHAG with the beneficiary's account number.

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