BARB0PHAGWA: Bank of Baroda, Phagwara Branch
IFSC code BARB0PHAGWA belongs to the Phagwara Branch branch of Bank of Baroda in Kapurthala, Punjab. Its MICR code is 125012207.
- IFSC
- BARB0PHAGWA
- MICR
- 125012207
- Bank
- Bank of Baroda
- Branch
- Phagwara Branch
- District
- Kapurthala
- State
- Punjab
Branch address
Bank of Baroda
Phagwara Branch,G.T.Road, Phagwara,Phagwara,144401
Open in a map · Pincode 144401: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BARB is Bank of Baroda's bank code, the fifth character 0 is kept for future use, and PHAGWA is the code of the Phagwara Branch branch. In the MICR code 125012207, 125 is the city, 012 the bank and 207 the branch.
Other Bank of Baroda branches in Kapurthala
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of Baroda's Phagwara Branch branch (Kapurthala, Punjab) is BARB0PHAGWA.
125012207. MICR is printed at the bottom of the branch's cheques.
Phagwara Branch,G.T.Road, Phagwara,Phagwara,144401
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BARB0PHAGWA with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation