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AU Small Finance Bank · Kapurthala

AUBL0002856: AU Small Finance Bank, Phagwara

IFSC code AUBL0002856 belongs to the Phagwara branch of AU Small Finance Bank in Kapurthala, Punjab. Its MICR code is 144765006.

IFSC
AUBL0002856
MICR
144765006
Bank
AU Small Finance Bank
Branch
Phagwara
District
Kapurthala
State
Punjab

Branch address

AU Small Finance Bank
Ground Floor, Ward No 8, Patel Nagar, Hadbast No 73, Phagwara, Kapurthala, Punjab 144401

Open in a map · Pincode 144401: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

AUBL is AU Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 002856 is the code of the Phagwara branch. In the MICR code 144765006, 144 is the city, 765 the bank and 006 the branch.

Other AU Small Finance Bank branches in Kapurthala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of AU Small Finance Bank's Phagwara branch (Kapurthala, Punjab) is AUBL0002856.

  2. 144765006. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Ward No 8, Patel Nagar, Hadbast No 73, Phagwara, Kapurthala, Punjab 144401

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC AUBL0002856 with the beneficiary's account number.

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