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AU Small Finance Bank · Pathankot

AUBL0002472: AU Small Finance Bank, Pathankot

IFSC code AUBL0002472 belongs to the Pathankot branch of AU Small Finance Bank in Pathankot, Punjab. Its MICR code is 145765002.

IFSC
AUBL0002472
MICR
145765002
Bank
AU Small Finance Bank
Branch
Pathankot
District
Pathankot
State
Punjab
Phone
+918288010160

Branch address

AU Small Finance Bank
Sef-1, Ground Floor,, Patel Chowk, Pathankot

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

AUBL is AU Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 002472 is the code of the Pathankot branch. In the MICR code 145765002, 145 is the city, 765 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of AU Small Finance Bank's Pathankot branch (Pathankot, Punjab) is AUBL0002472.

  2. 145765002. MICR is printed at the bottom of the branch's cheques.

  3. Sef-1, Ground Floor,, Patel Chowk, Pathankot

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC AUBL0002472 with the beneficiary's account number.

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