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AU Small Finance Bank · Shahid Bhagat Singh Nagar

AUBL0002395: AU Small Finance Bank, Nawanshahr

IFSC code AUBL0002395 belongs to the Nawanshahr branch of AU Small Finance Bank in Shahid Bhagat Singh Nagar, Punjab. Its MICR code is 144765302.

IFSC
AUBL0002395
MICR
144765302
Bank
AU Small Finance Bank
Branch
Nawanshahr
District
Shahid Bhagat Singh Nagar
State
Punjab

Branch address

AU Small Finance Bank
Gujjar Pur Kalan, Banga Road

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

AUBL is AU Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 002395 is the code of the Nawanshahr branch. In the MICR code 144765302, 144 is the city, 765 the bank and 302 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of AU Small Finance Bank's Nawanshahr branch (Shahid Bhagat Singh Nagar, Punjab) is AUBL0002395.

  2. 144765302. MICR is printed at the bottom of the branch's cheques.

  3. Gujjar Pur Kalan, Banga Road

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC AUBL0002395 with the beneficiary's account number.

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