Documents pehle se taiyaar hon to business loan ka process kaafi tez hota hai. Lender ke hisaab se list thodi badal sakti hai.
Sabhi business ke liye
- Owner/partner/director ka PAN aur Aadhaar ya address proof
- Business ka PAN (jahan alag ho)
- Business proof — GST certificate, Udyam registration, shop and establishment licence, ya trade licence
- Business ka address — bijli bill, rent agreement ya property ke documents
- Pichhle 6 se 12 mahine ke bank statements — main current account ke
- ITR — aksar pichhle ek-do saal ka, income computation ke saath
Business type ke hisaab se
| Type | Extra documents |
|---|---|
| Proprietorship | Owner ka KYC, business proof (GST/Udyam/licence) |
| Partnership firm | Partnership deed, firm ka PAN, sabhi partners ka KYC |
| Private limited company | Certificate of incorporation, MOA aur AOA, board resolution, directors ka KYC |
Badi amount ke liye
- Audited accounts (profit-loss aur balance sheet), aksar 2-3 saal ke
- GST returns
- Chal rahe loans ki jaankari (sanction letter, statements)
- Secured loan ho to property ke documents
Delay se bachne ke tareeke
- Business ka naam aur address saare documents mein ek jaisa rakhein.
- Bank statements digitally Account Aggregator se share karein — PDF ikattha karne ki zaroorat nahi.
- GST aur ITR ki filing update rakhein.
Aage dekhein eligibility aur EMI calculator.