₹1 crore ke loan ki EMI
| Tenure | 14% par EMI | 18% par EMI | 22% par EMI |
|---|---|---|---|
| 12 mahine | ₹8,97,871 | ₹9,16,800 | ₹9,35,944 |
| 24 mahine | ₹4,80,129 | ₹4,99,241 | ₹5,18,782 |
| 36 mahine | ₹3,41,776 | ₹3,61,524 | ₹3,81,905 |
| 48 mahine | ₹2,73,265 | ₹2,93,750 | ₹3,15,061 |
| 60 mahine | ₹2,32,683 | ₹2,53,934 | ₹2,76,189 |
18% par 12 ki jagah 60 mahine chunne se EMI ghatti hai, lekin kul byaaj lagbhag ₹10,01,599 se badh kar lagbhag ₹52,36,056 ho jaata hai. Yeh rates sirf example hain; aapka rate lender aur aapki profile par depend karta hai. Apne numbers neeche ke calculator mein try karein.
₹1 crore ka loan kaun leta hai
₹1 crore bada loan hai — factory ke expansion, kai outlets, ya kisi lambe contract ke working capital ke liye.
₹1 crore par kin baaton ka dhyaan rakhein
Poori credit appraisal ki ummeed rakhein: do-teen saal ke audited accounts, GST aur ITR records, nayi capacity ke projections, aur yeh ki profit saari loan kishtein aaram se chuka sake. Is size par zyadatar lenders collateral chahte hain. Apply karne se pehle business loan documents taiyaar rakhein.
₹1 crore aur aas-paas ki amounts ka comparison
Example ke liye 18% par 36 mahine ke liye:
| Amount | EMI | Kul byaaj |
|---|---|---|
| ₹50 lakh | ₹1,80,762 | ₹15,07,431 |
| ₹1 crore (yeh page) | ₹3,61,524 | ₹30,14,862 |
Eligibility
Lenders business kitne time se chal raha hai, turnover, banking history, GST aur ITR, chal rahe karz aur owner ka credit record dekhte hain. Lagbhag ₹3,61,524 ki EMI (18%, 36 mahine) business ki monthly bachat mein aaram se fit honi chahiye, dheeme mahino mein bhi. Dekhein business loan eligibility.
Documents aur apply karne ka tareeka
Aam taur par owner aur business ka PAN aur KYC, business proof (Udyam, GST, licence ya company ke documents), ITR ya accounts aur 6 se 12 mahine ke bank statements chahiye — dekhein documents ki list. Oxon Fintech ke saath aap ek chhota application bharte hain, apni consent se Account Aggregator ke zariye bank statements digitally share karte hain, aur hamare lending partners ke woh offers dekhte hain jo aapki profile se match karte hain. Accept karne se pehle lender ka Key Fact Statement padhein; paisa lender seedha aapke bank account mein bhejta hai.