Har business ko GST registration ki zaroorat nahi hoti — turnover tay limit se kam ho ya kaam GST ke daayre se bahar ho to registration zaroori nahi. Aise business bhi loan le sakte hain, bas lender income doosre tareekon se check karta hai.
GST ke bina income kaise dikhayein
- Bank statements — sabse zaroori. Regular credits, achha average balance aur kam bounce.
- ITR — pichhle ek-do saal ka, income computation ke saath.
- Business proof — Udyam registration, shop/trade licence, professional registration.
- Address proof — rent agreement, bijli bill.
Kya dhyaan rakhein
- Kai lenders badi amount ke liye GST returns chahte hain; bina GST ke amount chhoti ho sakti hai.
- Agar aapka turnover GST ki limit se upar ja raha hai, to registration karwana kaanooni zaroorat hai — aur loan ke liye bhi madadgaar.
- Sales ka paisa bank mein aane dein; cash mein rakha paisa lender nahi gin paata.
Madadgaar options
- Mudra loan micro enterprises ke liye — padhein Mudra loan kya hai.
- Udyam registration free hai aur MSME pehchaan deta hai.
- Dukandaaron ke liye business loan bhi padhein.