Upar ke calculator mein loan amount, interest rate aur tenure badlein — EMI, kul byaaj aur kul payment turant dikhte hain.
Example
| Amount | Interest rate | Tenure | EMI (lagbhag) |
|---|---|---|---|
| ₹5,00,000 | 18% | 36 mahine | ₹18,076 |
| ₹10,00,000 | 18% | 36 mahine | ₹36,152 |
| ₹20,00,000 | 16% | 48 mahine | ₹56,681 |
Yeh rates sirf example hain, kisi lender ka offer nahi.
EMI business mein kaise fit karein
- Dheeme mahino ko dhyaan mein rakhein — EMI sirf achhe mahino ki kamaai se nahi, sabse kamzor mahino mein bhi chukni chahiye.
- Margin dekhein, sales nahi — EMI munafe se chukti hai, kul sales se nahi.
- Term loan ya working capital? — ek baar ki kharid (machine) ke liye term loan, ghoomte stock ke liye working capital loan.
- Fees jodein — processing fee aur GST bhi cost hain.
EMI ka formula aur example: EMI kaise nikale.