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RBI NBFC check

Peer to Peer Lending Platform (NBFC-P2P): RBI registered list

28 P2P companies are registered with RBI, as on 30 September 2026.

An NBFC-P2P runs an online platform where people lend to other people. The platform does not lend its own money and must not promise lenders a return.

Under RBI's P2P rules a borrower can take up to ₹10 lakh in all across P2P platforms. The money comes from individual lenders, through an escrow account.

Source: Reserve Bank of India, lists of NBFCs and ARCs registered with RBI and of NBFCs whose Certificate of Registration was cancelled, as on 30 September 2026. RBI updates the lists every month; check RBI's own list for the latest status. Oxon Fintech is a loan platform, not part of RBI, and is not connected with the companies listed here unless it says so. RBI's NBFC lists

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  1. An NBFC-P2P runs an online platform where people lend to other people. The platform does not lend its own money and must not promise lenders a return.

  2. 28. Most are registered with RBI's Mumbai, New Delhi, Bengaluru regional offices.

  3. Under RBI's P2P rules a borrower can take up to ₹10 lakh in all across P2P platforms. The money comes from individual lenders, through an escrow account.

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