NBFC-Micro Finance Institution (NBFC-MFI): RBI registered list
93 MFI companies are registered with RBI, as on 30 September 2026.
An NBFC-MFI gives small loans without collateral to low-income households. Under RBI's 2022 microfinance rules these are households earning up to ₹3 lakh a year.
Microfinance repayments, all loans together, should not take more than half of your household's monthly income under RBI's rules. Ask for the Key Fact Statement before you sign.
Source: Reserve Bank of India, lists of NBFCs and ARCs registered with RBI and of NBFCs whose Certificate of Registration was cancelled, as on 30 September 2026. RBI updates the lists every month; check RBI's own list for the latest status. Oxon Fintech is a loan platform, not part of RBI, and is not connected with the companies listed here unless it says so. RBI's NBFC lists
An NBFC-MFI gives small loans without collateral to low-income households. Under RBI's 2022 microfinance rules these are households earning up to ₹3 lakh a year.
93. Most are registered with RBI's Chennai, Kolkata, New Delhi regional offices.
Microfinance repayments, all loans together, should not take more than half of your household's monthly income under RBI's rules. Ask for the Key Fact Statement before you sign.
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