Asset Reconstruction Company (ARC): RBI registered list
27 ARC companies are registered with RBI, as on 30 September 2026.
An Asset Reconstruction Company buys bad loans from banks and NBFCs and tries to recover them. It is registered with RBI under the SARFAESI Act, 2002.
If an ARC contacts you about an old loan, it may have bought that loan from your lender. Ask for the assignment letter and check the ARC on RBI's list before paying.
Source: Reserve Bank of India, lists of NBFCs and ARCs registered with RBI and of NBFCs whose Certificate of Registration was cancelled, as on 30 September 2026. RBI updates the lists every month; check RBI's own list for the latest status. Oxon Fintech is a loan platform, not part of RBI, and is not connected with the companies listed here unless it says so. RBI's NBFC lists
An Asset Reconstruction Company buys bad loans from banks and NBFCs and tries to recover them. It is registered with RBI under the SARFAESI Act, 2002.
27. Most are registered with RBI's Mumbai, New Delhi, Ahmedabad regional offices.
If an ARC contacts you about an old loan, it may have bought that loan from your lender. Ask for the assignment letter and check the ARC on RBI's list before paying.
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