REC Limited: RBI registration and NBFC details
Yes. REC Limited is in RBI's list of registered NBFCs as on 30 September 2026, as an Infrastructure Finance Company (IFC).
- RBI status
- ✓ Registered with RBI
- Layer
- Upper
- Can take public deposits
- No
- RBI regional office
- New Delhi
- CIN
- L40101DL1969GOI005095
- Incorporated
- 1969
- Shares
- Listed on a stock exchange
- Company kind
- Central government company
Registered address
Core-4, S C O P E Complex, 7, Lodhi Road, New Delhi 110 003
What this means if you deal with REC Limited
An Infrastructure Finance Company lends mainly to infrastructure projects such as roads, power and ports.
IFCs lend to projects and companies, not to individuals for personal needs.
Upper layer: NBFCs RBI names each year as needing the closest supervision because of their size and risk, with rules close to those for banks.
REC Limited does not hold RBI's permission to accept public deposits. If anyone asks you to put a fixed or recurring deposit with it, do not pay.
How to check a loan app or lender in 4 steps
- Find the lender's legal name in the app's loan agreement, Key Fact Statement or website (not just the app's brand name).
- Search that name here, or in RBI's NBFC list, and match the address and CIN.
- Look the app up in RBI's directory of Digital Lending Apps (rbi.org.in, Citizen's Corner), where banks and NBFCs list the apps they use.
- Never pay a fee before the loan, and never share an OTP. Report an unregistered lender on RBI's Sachet portal, and fraud on 1930 or cybercrime.gov.in.
Full guide: how to check if a loan app is RBI registered · Sachet
Other IFC companies registered with RBI New Delhi
All IFC companies · All NBFCs of RBI New Delhi
Looking for a loan from a regulated lender?
Oxon Fintech matches you with offers from its lending partners, which are banks and RBI-registered NBFCs. Oxon is not the lender. The loan is paid by the lending partner into your own bank account, and Oxon never asks for your OTP, PIN, CVV or passwords.
Source: Reserve Bank of India, lists of NBFCs and ARCs registered with RBI and of NBFCs whose Certificate of Registration was cancelled, as on 30 September 2026. RBI updates the lists every month; check RBI's own list for the latest status. Oxon Fintech is a loan platform, not part of RBI, and is not connected with the companies listed here unless it says so. RBI's NBFC lists
Yes. REC Limited is in RBI's list of registered NBFCs as on 30 September 2026, under RBI's New Delhi regional office.
Infrastructure Finance Company (IFC). An Infrastructure Finance Company lends mainly to infrastructure projects such as roads, power and ports.
No. It does not hold RBI's permission to accept public deposits.
Core-4, S C O P E Complex, 7, Lodhi Road, New Delhi 110 003, as given in RBI's list.
Not necessarily. Check the app in RBI's directory of Digital Lending Apps, where regulated lenders list the apps they use, and never pay a fee before getting a loan.
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