PNB Gilts Limited: RBI registration and NBFC details

Registered address

5, Sansad Marg, New Delhi 110001

What this means if you deal with PNB Gilts Limited

A Primary Dealer buys and trades government securities and helps the government raise debt. It does not give retail loans.

A Primary Dealer does not lend to the public. A loan offer in its name is a warning sign.

Middle layer: NBFCs with assets of ₹1,000 crore or more, deposit-taking NBFCs, and housing, infrastructure and core investment companies. They face stricter rules on capital and governance.

PNB Gilts Limited does not hold RBI's permission to accept public deposits. If anyone asks you to put a fixed or recurring deposit with it, do not pay.

How to check a loan app or lender in 4 steps

1. Find the lender's legal name in the app's loan agreement, Key Fact Statement or website (not just the app's brand name).
2. Search that name here, or in RBI's NBFC list, and match the address and CIN.
3. Look the app up in RBI's directory of Digital Lending Apps (rbi.org.in, Citizen's Corner), where banks and NBFCs list the apps they use.
4. Never pay a fee before the loan, and never share an OTP. Report an unregistered lender on RBI's Sachet portal, and fraud on 1930 or cybercrime.gov.in.

Full guide: how to check if a loan app is RBI registered · Sachet

Looking for a loan from a regulated lender?

Oxon Fintech matches you with offers from its lending partners, which are banks and RBI-registered NBFCs. Oxon is not the lender. The loan is paid by the lending partner into your own bank account, and Oxon never asks for your OTP, PIN, CVV or passwords.

Source: Reserve Bank of India, lists of NBFCs and ARCs registered with RBI and of NBFCs whose Certificate of Registration was cancelled, as on 30 September 2026. RBI updates the lists every month; check RBI's own list for the latest status. Oxon Fintech is a loan platform, not part of RBI, and is not connected with the companies listed here unless it says so. RBI's NBFC lists