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ICC · RBI Chennai

PHF Investment Private Limited: RBI registration and NBFC details

Yes. PHF Investment Private Limited is in RBI's list of registered NBFCs as on 30 September 2026, as an Investment and Credit Company (NBFC-ICC).

RBI status
✓ Registered with RBI
Type
Investment and Credit Company (NBFC-ICC)
Layer
Base
Can take public deposits
No
RBI regional office
Chennai
CIN
U65921TZ1984PTC039387
Incorporated
1984
Shares
Not listed
Company kind
Private limited company

Registered address

Door No 47 C, Tex Park, East Zone, Kalapatti, Coimabatore, Coimbatore South, Tamil Nadu, India 641048.

What this means if you deal with PHF Investment Private Limited

An Investment and Credit Company lends money and invests. Since 2019 RBI has put asset finance companies, loan companies and investment companies into this one class, so most NBFCs that give personal, business, vehicle or gold loans are ICCs.

An ICC may lend to the public. Before you borrow, check that the app or agent you deal with really works for this company.

Base layer: smaller NBFCs (assets under ₹1,000 crore) and some kinds such as P2P platforms and Account Aggregators, with the lightest rules.

PHF Investment Private Limited does not hold RBI's permission to accept public deposits. If anyone asks you to put a fixed or recurring deposit with it, do not pay.

How to check a loan app or lender in 4 steps

  1. Find the lender's legal name in the app's loan agreement, Key Fact Statement or website (not just the app's brand name).
  2. Search that name here, or in RBI's NBFC list, and match the address and CIN.
  3. Look the app up in RBI's directory of Digital Lending Apps (rbi.org.in, Citizen's Corner), where banks and NBFCs list the apps they use.
  4. Never pay a fee before the loan, and never share an OTP. Report an unregistered lender on RBI's Sachet portal, and fraud on 1930 or cybercrime.gov.in.

Full guide: how to check if a loan app is RBI registered · Sachet

Other ICC companies registered with RBI Chennai

All ICC companies · All NBFCs of RBI Chennai

Looking for a loan from a regulated lender?

Oxon Fintech matches you with offers from its lending partners, which are banks and RBI-registered NBFCs. Oxon is not the lender. The loan is paid by the lending partner into your own bank account, and Oxon never asks for your OTP, PIN, CVV or passwords.

Source: Reserve Bank of India, lists of NBFCs and ARCs registered with RBI and of NBFCs whose Certificate of Registration was cancelled, as on 30 September 2026. RBI updates the lists every month; check RBI's own list for the latest status. Oxon Fintech is a loan platform, not part of RBI, and is not connected with the companies listed here unless it says so. RBI's NBFC lists

01 FAQ

Common questions.

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  1. Yes. PHF Investment Private Limited is in RBI's list of registered NBFCs as on 30 September 2026, under RBI's Chennai regional office.

  2. Investment and Credit Company (NBFC-ICC). An Investment and Credit Company lends money and invests. Since 2019 RBI has put asset finance companies, loan companies and investment companies into this one class, so most NBFCs that give personal, business, vehicle or gold loans are ICCs.

  3. No. It does not hold RBI's permission to accept public deposits.

  4. Door No 47 C, Tex Park, East Zone, Kalapatti, Coimabatore, Coimbatore South, Tamil Nadu, India 641048., as given in RBI's list.

  5. Not necessarily. Check the app in RBI's directory of Digital Lending Apps, where regulated lenders list the apps they use, and never pay a fee before getting a loan.

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