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MGC · RBI New Delhi

India Mortgage Guarantee Corporation Private Limited: RBI registration and NBFC details

Yes. India Mortgage Guarantee Corporation Private Limited is in RBI's list of registered NBFCs as on 30 September 2026, as a Mortgage Guarantee Company (MGC).

RBI status
✓ Registered with RBI
Type
Mortgage Guarantee Company (MGC)
Layer
Base
Can take public deposits
No
RBI regional office
New Delhi
CIN
U65922DL2006FTC153640
Incorporated
2006
Shares
Not listed

Registered address

T-6 & 7, 3rd Floor, Plot No. 9, H.L. Plaza, Pocket-2, Sector-12, Dwarka, Delhi - 110075

What this means if you deal with India Mortgage Guarantee Corporation Private Limited

A Mortgage Guarantee Company guarantees home loans to the lender, which helps lenders give loans with a smaller down payment.

An MGC does not lend to you directly; it backs your lender.

Base layer: smaller NBFCs (assets under ₹1,000 crore) and some kinds such as P2P platforms and Account Aggregators, with the lightest rules.

India Mortgage Guarantee Corporation Private Limited does not hold RBI's permission to accept public deposits. If anyone asks you to put a fixed or recurring deposit with it, do not pay.

How to check a loan app or lender in 4 steps

  1. Find the lender's legal name in the app's loan agreement, Key Fact Statement or website (not just the app's brand name).
  2. Search that name here, or in RBI's NBFC list, and match the address and CIN.
  3. Look the app up in RBI's directory of Digital Lending Apps (rbi.org.in, Citizen's Corner), where banks and NBFCs list the apps they use.
  4. Never pay a fee before the loan, and never share an OTP. Report an unregistered lender on RBI's Sachet portal, and fraud on 1930 or cybercrime.gov.in.

Full guide: how to check if a loan app is RBI registered · Sachet

Looking for a loan from a regulated lender?

Oxon Fintech matches you with offers from its lending partners, which are banks and RBI-registered NBFCs. Oxon is not the lender. The loan is paid by the lending partner into your own bank account, and Oxon never asks for your OTP, PIN, CVV or passwords.

Source: Reserve Bank of India, lists of NBFCs and ARCs registered with RBI and of NBFCs whose Certificate of Registration was cancelled, as on 30 September 2026. RBI updates the lists every month; check RBI's own list for the latest status. Oxon Fintech is a loan platform, not part of RBI, and is not connected with the companies listed here unless it says so. RBI's NBFC lists

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  1. Yes. India Mortgage Guarantee Corporation Private Limited is in RBI's list of registered NBFCs as on 30 September 2026, under RBI's New Delhi regional office.

  2. Mortgage Guarantee Company (MGC). A Mortgage Guarantee Company guarantees home loans to the lender, which helps lenders give loans with a smaller down payment.

  3. No. It does not hold RBI's permission to accept public deposits.

  4. T-6 & 7, 3rd Floor, Plot No. 9, H.L. Plaza, Pocket-2, Sector-12, Dwarka, Delhi - 110075, as given in RBI's list.

  5. Not necessarily. Check the app in RBI's directory of Digital Lending Apps, where regulated lenders list the apps they use, and never pay a fee before getting a loan.

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