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HFC · RBI Mumbai

IIFL Home Finance Limited: RBI registration and NBFC details

Yes. IIFL Home Finance Limited is in RBI's list of registered NBFCs as on 30 September 2026, as a Housing Finance Company (HFC).

RBI status
✓ Registered with RBI
Type
Housing Finance Company (HFC)
Layer
Middle
Can take public deposits
No
RBI regional office
Mumbai
CIN
U65993MH2006PLC166475
Incorporated
2006
Shares
Not listed
Company kind
Public limited company

Registered address

IIFL House Sun Infotech Park Road No. 16VPlot No. B-23MIDC Thane Industrial Area Wagle Estate Thane Thane Maharashtra India 400604

What this means if you deal with IIFL Home Finance Limited

A Housing Finance Company gives home loans and loans against property. RBI took over the regulation of HFCs from the National Housing Bank in 2019.

Compare the rate type (fixed or floating), processing fee and prepayment charges with a bank before you choose an HFC.

Middle layer: NBFCs with assets of ₹1,000 crore or more, deposit-taking NBFCs, and housing, infrastructure and core investment companies. They face stricter rules on capital and governance.

IIFL Home Finance Limited does not hold RBI's permission to accept public deposits. If anyone asks you to put a fixed or recurring deposit with it, do not pay.

How to check a loan app or lender in 4 steps

  1. Find the lender's legal name in the app's loan agreement, Key Fact Statement or website (not just the app's brand name).
  2. Search that name here, or in RBI's NBFC list, and match the address and CIN.
  3. Look the app up in RBI's directory of Digital Lending Apps (rbi.org.in, Citizen's Corner), where banks and NBFCs list the apps they use.
  4. Never pay a fee before the loan, and never share an OTP. Report an unregistered lender on RBI's Sachet portal, and fraud on 1930 or cybercrime.gov.in.

Full guide: how to check if a loan app is RBI registered · Sachet

Other HFC companies registered with RBI Mumbai

All HFC companies · All NBFCs of RBI Mumbai

Looking for a loan from a regulated lender?

Oxon Fintech matches you with offers from its lending partners, which are banks and RBI-registered NBFCs. Oxon is not the lender. The loan is paid by the lending partner into your own bank account, and Oxon never asks for your OTP, PIN, CVV or passwords.

Source: Reserve Bank of India, lists of NBFCs and ARCs registered with RBI and of NBFCs whose Certificate of Registration was cancelled, as on 30 September 2026. RBI updates the lists every month; check RBI's own list for the latest status. Oxon Fintech is a loan platform, not part of RBI, and is not connected with the companies listed here unless it says so. RBI's NBFC lists

01 FAQ

Common questions.

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  1. Yes. IIFL Home Finance Limited is in RBI's list of registered NBFCs as on 30 September 2026, under RBI's Mumbai regional office.

  2. Housing Finance Company (HFC). A Housing Finance Company gives home loans and loans against property. RBI took over the regulation of HFCs from the National Housing Bank in 2019.

  3. No. It does not hold RBI's permission to accept public deposits.

  4. IIFL House Sun Infotech Park Road No. 16VPlot No. B-23MIDC Thane Industrial Area Wagle Estate Thane Thane Maharashtra India 400604, as given in RBI's list.

  5. Not necessarily. Check the app in RBI's directory of Digital Lending Apps, where regulated lenders list the apps they use, and never pay a fee before getting a loan.

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