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Yes Bank · Konaseema

YESB0VCUB04: Yes Bank, Vani Cooperative Urban Bank Ltd

IFSC code YESB0VCUB04 belongs to the Vani Cooperative Urban Bank Ltd branch of Yes Bank in Konaseema, Andhra Pradesh. Its MICR code is 534855005.

IFSC
YESB0VCUB04
MICR
534855005
Bank
Yes Bank
Branch
Vani Cooperative Urban Bank Ltd
District
Konaseema
State
Andhra Pradesh
Phone
+919705812999

Branch address

Yes Bank
D.No 8 298 Ground Floor, Main Road, Ravulapalem

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

YESB is Yes Bank's bank code, the fifth character 0 is kept for future use, and VCUB04 is the code of the Vani Cooperative Urban Bank Ltd branch. In the MICR code 534855005, 534 is the city, 855 the bank and 005 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Yes Bank's Vani Cooperative Urban Bank Ltd branch (Konaseema, Andhra Pradesh) is YESB0VCUB04.

  2. 534855005. MICR is printed at the bottom of the branch's cheques.

  3. D.No 8 298 Ground Floor, Main Road, Ravulapalem

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC YESB0VCUB04 with the beneficiary's account number.

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