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United Mercantile Co-operative Bank · Kanpur Nagar

YESB0UMCBCL: United Mercantile Co-operative Bank, United Merc Coop Bank Civil Lines

IFSC code YESB0UMCBCL belongs to the United Merc Coop Bank Civil Lines branch of United Mercantile Co-operative Bank in Kanpur Nagar, Uttar Pradesh. Its MICR code is 208185274.

IFSC
YESB0UMCBCL
MICR
208185274
Bank
United Mercantile Co-operative Bank
Branch
United Merc Coop Bank Civil Lines
District
Kanpur Nagar
State
Uttar Pradesh
Phone
+919838502060

Branch address

United Mercantile Co-operative Bank
13/394, Civil Lines, Kanpur - 208001

Open in a map · Pincode 208001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

YESB is United Mercantile Co-operative Bank's bank code, the fifth character 0 is kept for future use, and UMCBCL is the code of the United Merc Coop Bank Civil Lines branch. In the MICR code 208185274, 208 is the city, 185 the bank and 274 the branch.

Other United Mercantile Co-operative Bank branches in Kanpur Nagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of United Mercantile Co-operative Bank's United Merc Coop Bank Civil Lines branch (Kanpur Nagar, Uttar Pradesh) is YESB0UMCBCL.

  2. 208185274. MICR is printed at the bottom of the branch's cheques.

  3. 13/394, Civil Lines, Kanpur - 208001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC YESB0UMCBCL with the beneficiary's account number.

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