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Yes Bank · Surat

YESB0PMCB07: Yes Bank, Panchsheel Merc Coop Bank Varachha

IFSC code YESB0PMCB07 belongs to the Panchsheel Merc Coop Bank Varachha branch of Yes Bank in Surat, Gujarat. Its MICR code is 395242007.

IFSC
YESB0PMCB07
MICR
395242007
Bank
Yes Bank
Branch
Panchsheel Merc Coop Bank Varachha
District
Surat
State
Gujarat
Phone
+912612452644

Branch address

Yes Bank
101-102 Utsav Complex Main Road Surat 395006

Open in a map · Pincode 395006: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

YESB is Yes Bank's bank code, the fifth character 0 is kept for future use, and PMCB07 is the code of the Panchsheel Merc Coop Bank Varachha branch. In the MICR code 395242007, 395 is the city, 242 the bank and 007 the branch.

Other Yes Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Yes Bank's Panchsheel Merc Coop Bank Varachha branch (Surat, Gujarat) is YESB0PMCB07.

  2. 395242007. MICR is printed at the bottom of the branch's cheques.

  3. 101-102 Utsav Complex Main Road Surat 395006

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC YESB0PMCB07 with the beneficiary's account number.

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