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Yes Bank · Ratnagiri

YESB0001138: Yes Bank, Ratnagiri

IFSC code YESB0001138 belongs to the Ratnagiri branch of Yes Bank in Ratnagiri, Maharashtra. Its MICR code is 415532051.

IFSC
YESB0001138
MICR
415532051
Bank
Yes Bank
Branch
Ratnagiri
District
Ratnagiri
State
Maharashtra

Branch address

Yes Bank
Shop 1 to 4, Parnika Empire, N. A. Salvi Link Road, Arogya Mandir, Shivaji Nagar, Ratnagiri, Maharashtra, PIN 415 612

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

YESB is Yes Bank's bank code, the fifth character 0 is kept for future use, and 001138 is the code of the Ratnagiri branch. In the MICR code 415532051, 415 is the city, 532 the bank and 051 the branch.

Other Yes Bank branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Yes Bank's Ratnagiri branch (Ratnagiri, Maharashtra) is YESB0001138.

  2. 415532051. MICR is printed at the bottom of the branch's cheques.

  3. Shop 1 to 4, Parnika Empire, N. A. Salvi Link Road, Arogya Mandir, Shivaji Nagar, Ratnagiri, Maharashtra, PIN 415 612

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC YESB0001138 with the beneficiary's account number.

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