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Yes Bank · Kapurthala

YESB0000985: Yes Bank, Phagwara

IFSC code YESB0000985 belongs to the Phagwara branch of Yes Bank in Kapurthala, Punjab. Its MICR code is 144532203.

IFSC
YESB0000985
MICR
144532203
Bank
Yes Bank
Branch
Phagwara
District
Kapurthala
State
Punjab

Branch address

Yes Bank
Ground Floor,Plot No.781,Guru Hargobind Nagar,Phagwara,Punjab -144401

Open in a map · Pincode 144401: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

YESB is Yes Bank's bank code, the fifth character 0 is kept for future use, and 000985 is the code of the Phagwara branch. In the MICR code 144532203, 144 is the city, 532 the bank and 203 the branch.

Other Yes Bank branches in Kapurthala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Yes Bank's Phagwara branch (Kapurthala, Punjab) is YESB0000985.

  2. 144532203. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor,Plot No.781,Guru Hargobind Nagar,Phagwara,Punjab -144401

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC YESB0000985 with the beneficiary's account number.

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