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Varachha Co-operative Bank · Surat

VARA0289020: Varachha Co-operative Bank, Kargil Chowk Punagam Branch

IFSC code VARA0289020 belongs to the Kargil Chowk Punagam Branch branch of Varachha Co-operative Bank in Surat, Gujarat. Its MICR code is 395289018.

IFSC
VARA0289020
MICR
395289018
Bank
Varachha Co-operative Bank
Branch
Kargil Chowk Punagam Branch
District
Surat
State
Gujarat
Phone
+912616918371

Branch address

Varachha Co-operative Bank
Shop No. 110 to 113, 1st Floor,Nilkanth Plaza,Nr Balaji Residency ,Kargil Chowk,Punagam

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

VARA is Varachha Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 289020 is the code of the Kargil Chowk Punagam Branch branch. In the MICR code 395289018, 395 is the city, 289 the bank and 018 the branch.

Other Varachha Co-operative Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Varachha Co-operative Bank's Kargil Chowk Punagam Branch branch (Surat, Gujarat) is VARA0289020.

  2. 395289018. MICR is printed at the bottom of the branch's cheques.

  3. Shop No. 110 to 113, 1st Floor,Nilkanth Plaza,Nr Balaji Residency ,Kargil Chowk,Punagam

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC VARA0289020 with the beneficiary's account number.

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