VARA0289009: Varachha Co-operative Bank, Navsari Branch
IFSC code VARA0289009 belongs to the Navsari Branch branch of Varachha Co-operative Bank in Navsari, Gujarat. Its MICR code is 396289061.
- IFSC
- VARA0289009
- MICR
- 396289061
- Branch
- Navsari Branch
- District
- Navsari
- State
- Gujarat
- Phone
- +912616918261
Branch address
Varachha Co-operative Bank
Snejhkunj Appartment, Railway Station Road, Navsari-396445
Open in a map · Pincode 396445: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
VARA is Varachha Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 289009 is the code of the Navsari Branch branch. In the MICR code 396289061, 396 is the city, 289 the bank and 061 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Varachha Co-operative Bank's Navsari Branch branch (Navsari, Gujarat) is VARA0289009.
396289061. MICR is printed at the bottom of the branch's cheques.
Snejhkunj Appartment, Railway Station Road, Navsari-396445
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC VARA0289009 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

