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Sardarganj Mercantile Co-operative Bank · Anand

UTIB0SSMC01: Sardarganj Mercantile Co-operative Bank, Sardarganj Mercantile Co-Operative Bank Imps

IFSC code UTIB0SSMC01 belongs to the Sardarganj Mercantile Co-Operative Bank Imps branch of Sardarganj Mercantile Co-operative Bank in Anand, Maharashtra. Its MICR code is 388802001.

IFSC
UTIB0SSMC01
MICR
388802001
Bank
Sardarganj Mercantile Co-operative Bank
Branch
Sardarganj Mercantile Co-Operative Bank Imps
District
Anand
State
Maharashtra

Branch address

Sardarganj Mercantile Co-operative Bank
Sardar Chambers, Sardarganj, Anand - 388001

Open in a map · Pincode 388001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Sardarganj Mercantile Co-operative Bank's bank code, the fifth character 0 is kept for future use, and SSMC01 is the code of the Sardarganj Mercantile Co-Operative Bank Imps branch. In the MICR code 388802001, 388 is the city, 802 the bank and 001 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Sardarganj Mercantile Co-operative Bank's Sardarganj Mercantile Co-Operative Bank Imps branch (Anand, Maharashtra) is UTIB0SSMC01.

  2. 388802001. MICR is printed at the bottom of the branch's cheques.

  3. Sardar Chambers, Sardarganj, Anand - 388001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0SSMC01 with the beneficiary's account number.

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