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Merchants Urban Co-operative Bank · Gadag

UTIB0SMUCBG: Merchants Urban Co-operative Bank, Merchants Urban Co-Operative Bank Imps

IFSC code UTIB0SMUCBG belongs to the Merchants Urban Co-Operative Bank Imps branch of Merchants Urban Co-operative Bank in Gadag, Maharashtra. Its MICR code is 582883002.

IFSC
UTIB0SMUCBG
MICR
582883002
Bank
Merchants Urban Co-operative Bank
Branch
Merchants Urban Co-Operative Bank Imps
District
Gadag
State
Maharashtra
Phone
+918372278530

Branch address

Merchants Urban Co-operative Bank
Apmc Road Gadag 582101

Open in a map · Pincode 582101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Merchants Urban Co-operative Bank's bank code, the fifth character 0 is kept for future use, and SMUCBG is the code of the Merchants Urban Co-Operative Bank Imps branch. In the MICR code 582883002, 582 is the city, 883 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Merchants Urban Co-operative Bank's Merchants Urban Co-Operative Bank Imps branch (Gadag, Maharashtra) is UTIB0SMUCBG.

  2. 582883002. MICR is printed at the bottom of the branch's cheques.

  3. Apmc Road Gadag 582101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0SMUCBG with the beneficiary's account number.

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