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Axis Bank · Visakhapatanam

UTIB0SAND01: Axis Bank, Andhra Bank Employees Co Op Bank

IFSC code UTIB0SAND01 belongs to the Andhra Bank Employees Co Op Bank branch of Axis Bank in Visakhapatanam, Andhra Pradesh. Its MICR code is 500438001.

IFSC
UTIB0SAND01
MICR
500438001
Bank
Axis Bank
Branch
Andhra Bank Employees Co Op Bank
District
Visakhapatanam
State
Andhra Pradesh
Phone
+914024757022

Branch address

Axis Bank
H.No 4,4 296 297, 3rd Floor, Mithila Complex, Bank Street, Hyderabad, Telangana 500095

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and SAND01 is the code of the Andhra Bank Employees Co Op Bank branch. In the MICR code 500438001, 500 is the city, 438 the bank and 001 the branch.

Other Axis Bank branches in Visakhapatanam

All 70 Axis Bank branches in Visakhapatanam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Axis Bank's Andhra Bank Employees Co Op Bank branch (Visakhapatanam, Andhra Pradesh) is UTIB0SAND01.

  2. 500438001. MICR is printed at the bottom of the branch's cheques.

  3. H.No 4,4 296 297, 3rd Floor, Mithila Complex, Bank Street, Hyderabad, Telangana 500095

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0SAND01 with the beneficiary's account number.

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