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Axis Bank · Palakkad

UTIB0PKDU97: Axis Bank, Palghat Coop Urban Bank

IFSC code UTIB0PKDU97 belongs to the Palghat Coop Urban Bank branch of Axis Bank in Palakkad, Kerala. Its MICR code is 678802002.

IFSC
UTIB0PKDU97
MICR
678802002
Bank
Axis Bank
Branch
Palghat Coop Urban Bank
District
Palakkad
State
Kerala
Phone
+914912531517

Branch address

Axis Bank
The Palghat Co.Op, Urban Bank Ltd No. F997 Head Office, Court Road, Palakad 678 001

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and PKDU97 is the code of the Palghat Coop Urban Bank branch. In the MICR code 678802002, 678 is the city, 802 the bank and 002 the branch.

Other Axis Bank branches in Palakkad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Palghat Coop Urban Bank branch (Palakkad, Kerala) is UTIB0PKDU97.

  2. 678802002. MICR is printed at the bottom of the branch's cheques.

  3. The Palghat Co.Op, Urban Bank Ltd No. F997 Head Office, Court Road, Palakad 678 001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0PKDU97 with the beneficiary's account number.

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