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Axis Bank · Pashchim Champaran

UTIB0006556: Axis Bank, Ramnagar Lauriya

IFSC code UTIB0006556 belongs to the Ramnagar Lauriya branch of Axis Bank in Pashchim Champaran, Bihar. Its MICR code is 845211006.

IFSC
UTIB0006556
MICR
845211006
Bank
Axis Bank
Branch
Ramnagar Lauriya
District
Pashchim Champaran
State
Bihar
Phone
+917903363650

Branch address

Axis Bank
Ground Floor Vindhyawasi Market, Lauriya Ramnagar Main Road, Near Harinagar Sugar Mill, PO PS Ramnagar Harinagar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 006556 is the code of the Ramnagar Lauriya branch. In the MICR code 845211006, 845 is the city, 211 the bank and 006 the branch.

Other Axis Bank branches in Pashchim Champaran

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Ramnagar Lauriya branch (Pashchim Champaran, Bihar) is UTIB0006556.

  2. 845211006. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Vindhyawasi Market, Lauriya Ramnagar Main Road, Near Harinagar Sugar Mill, PO PS Ramnagar Harinagar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0006556 with the beneficiary's account number.

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