UTIB0005970: Axis Bank, Rajganj
IFSC code UTIB0005970 belongs to the Rajganj branch of Axis Bank in Dhanbad, Jharkhand. Its MICR code is 826211010.
- IFSC
- UTIB0005970
- MICR
- 826211010
- Bank
- Axis Bank
- Branch
- Rajganj
- District
- Dhanbad
- State
- Jharkhand
- Phone
- +919334763283
Branch address
Axis Bank
Upper Ground Floor,NH 2,Daludhi Natki Pull,PO PS Rajganj,Dist Dhanbad
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 005970 is the code of the Rajganj branch. In the MICR code 826211010, 826 is the city, 211 the bank and 010 the branch.
Other Axis Bank branches in Dhanbad
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Axis Bank's Rajganj branch (Dhanbad, Jharkhand) is UTIB0005970.
826211010. MICR is printed at the bottom of the branch's cheques.
Upper Ground Floor,NH 2,Daludhi Natki Pull,PO PS Rajganj,Dist Dhanbad
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0005970 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

