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Axis Bank · Banas Kantha

UTIB0005906: Axis Bank, Ratanpur

IFSC code UTIB0005906 belongs to the Ratanpur branch of Axis Bank in Banas Kantha, Gujarat. Its MICR code is 385211004.

IFSC
UTIB0005906
MICR
385211004
Bank
Axis Bank
Branch
Ratanpur
District
Banas Kantha
State
Gujarat
Phone
+919979891107

Branch address

Axis Bank
Ground Floor, Plot No 37 Paiki, Nr Ratanpur Cross Road, Palanpur Ambaji State Highway, Dist Banaskantha 385120, Gujarat

Open in a map · Pincode 385120: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 005906 is the code of the Ratanpur branch. In the MICR code 385211004, 385 is the city, 211 the bank and 004 the branch.

Other Axis Bank branches in Banas Kantha

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Ratanpur branch (Banas Kantha, Gujarat) is UTIB0005906.

  2. 385211004. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Plot No 37 Paiki, Nr Ratanpur Cross Road, Palanpur Ambaji State Highway, Dist Banaskantha 385120, Gujarat

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0005906 with the beneficiary's account number.

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