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Axis Bank · Gurusaday Road

UTIB0005822: Axis Bank, Gurusaday Road

IFSC code UTIB0005822 belongs to the Gurusaday Road branch of Axis Bank in Gurusaday Road, West Bengal. Its MICR code is 700211212.

IFSC
UTIB0005822
MICR
700211212
Bank
Axis Bank
Branch
Gurusaday Road
District
Gurusaday Road
State
West Bengal
Phone
+919875395386

Branch address

Axis Bank
Ground Floor,6 2,Gurusaday Road,PO Ballygunge,PS Karaya,DT Kolkata

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 005822 is the code of the Gurusaday Road branch. In the MICR code 700211212, 700 is the city, 211 the bank and 212 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Axis Bank's Gurusaday Road branch (Gurusaday Road, West Bengal) is UTIB0005822.

  2. 700211212. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor,6 2,Gurusaday Road,PO Ballygunge,PS Karaya,DT Kolkata

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0005822 with the beneficiary's account number.

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