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Axis Bank · Karaikal

UTIB0005709: Axis Bank, Ambagarathur

IFSC code UTIB0005709 belongs to the Ambagarathur branch of Axis Bank in Karaikal, Puducherry. Its MICR code is 609211005.

IFSC
UTIB0005709
MICR
609211005
Bank
Axis Bank
Branch
Ambagarathur
District
Karaikal
State
Puducherry
Phone
+919443869278

Branch address

Axis Bank
No 246, Kanthankudy Salai, Ambagarathur 609601, Karaikal District, Pondicherry State

Open in a map · Pincode 609601: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 005709 is the code of the Ambagarathur branch. In the MICR code 609211005, 609 is the city, 211 the bank and 005 the branch.

Other Axis Bank branches in Karaikal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Ambagarathur branch (Karaikal, Puducherry) is UTIB0005709.

  2. 609211005. MICR is printed at the bottom of the branch's cheques.

  3. No 246, Kanthankudy Salai, Ambagarathur 609601, Karaikal District, Pondicherry State

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0005709 with the beneficiary's account number.

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