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Axis Bank · Maldah

UTIB0005499: Axis Bank, Harishchandrapur

IFSC code UTIB0005499 belongs to the Harishchandrapur branch of Axis Bank in Maldah, West Bengal. Its MICR code is 732211504.

IFSC
UTIB0005499
MICR
732211504
Bank
Axis Bank
Branch
Harishchandrapur
District
Maldah
State
West Bengal
Phone
+919932812897

Branch address

Axis Bank
GR Flr,Plot No 2917 3776,Barduary Harishchandrapur Rd,Harishchandrapur GP,PO PS Harishchandrapur

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 005499 is the code of the Harishchandrapur branch. In the MICR code 732211504, 732 is the city, 211 the bank and 504 the branch.

Other Axis Bank branches in Maldah

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Harishchandrapur branch (Maldah, West Bengal) is UTIB0005499.

  2. 732211504. MICR is printed at the bottom of the branch's cheques.

  3. GR Flr,Plot No 2917 3776,Barduary Harishchandrapur Rd,Harishchandrapur GP,PO PS Harishchandrapur

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0005499 with the beneficiary's account number.

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