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Axis Bank · Srinagar

UTIB0005449: Axis Bank, Nowgam

IFSC code UTIB0005449 belongs to the Nowgam branch of Axis Bank in Srinagar, Jammu and Kashmir. Its MICR code is 190211008.

IFSC
UTIB0005449
MICR
190211008
Bank
Axis Bank
Branch
Nowgam
District
Srinagar
State
Jammu and Kashmir
Phone
+919596244001

Branch address

Axis Bank
Ground Floor Khasra No 1024 Min Nowgam Main Road Srinagar Jammu and Kashmir Ut 190015

Open in a map · Pincode 190015: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 005449 is the code of the Nowgam branch. In the MICR code 190211008, 190 is the city, 211 the bank and 008 the branch.

Other Axis Bank branches in Srinagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Nowgam branch (Srinagar, Jammu and Kashmir) is UTIB0005449.

  2. 190211008. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Khasra No 1024 Min Nowgam Main Road Srinagar Jammu and Kashmir Ut 190015

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0005449 with the beneficiary's account number.

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