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Axis Bank · Howrah

UTIB0005322: Axis Bank, Bargarchumuk

IFSC code UTIB0005322 belongs to the Bargarchumuk branch of Axis Bank in Howrah, West Bengal. Its MICR code is 700211194.

IFSC
UTIB0005322
MICR
700211194
Bank
Axis Bank
Branch
Bargarchumuk
District
Howrah
State
West Bengal
Phone
+919433609221

Branch address

Axis Bank
Ground Floor, LR Khatian No 2404, Dag No 363, Uluberia Shyampur Road, Bargarchumuk, P S Shyampur

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 005322 is the code of the Bargarchumuk branch. In the MICR code 700211194, 700 is the city, 211 the bank and 194 the branch.

Other Axis Bank branches in Howrah

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Bargarchumuk branch (Howrah, West Bengal) is UTIB0005322.

  2. 700211194. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, LR Khatian No 2404, Dag No 363, Uluberia Shyampur Road, Bargarchumuk, P S Shyampur

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0005322 with the beneficiary's account number.

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